
Alliance & Leicester are a well known banking firm that offer a wide range of products including loans, current accounts, mortgages, savings, insurance and credit cards. Alliance & Leicester offer the U.K’s leading current account with 6.1% aer as well as a premier current account offering 12% aer and a young persons current account. Alliance & Leicester also offer a range of savings accounts including ISAs, direct saver accounts and regular saver accounts. Credit cards offered by Alliance & Leicester include an interest free period on balance transfers plus a competitive interest rate of 16.9% apr. All accounts can be applied for online and viewed with Alliance & Leicester’s online banking facilities. Loans with Alliance & Leicester can be either personal unsecured loans or secured loans for home owners. Alliance & Leicester’ personal loan offers a fixed rate of 5.9% APR for amounts between £7500 - £25000. Loans may be repaid over terms up to five years with low, fixed monthly payments. Personal loan protection is available and customers can apply online and have a decision within 10 minutes. Secured loans with Alliance & Leicester offer an average APR of 7.9% on amounts between £5000 and £50000. The payment term ranges between five and 25 years with fixed monthly payments. Loan protection insurance is available and no legal fees or arrangement fees are charged for the loan.